Latest posts

Bail-in At Your Local Bank – Part 1: The Stage Is Set

With no fanfare and little to no media coverage, your government has just put in place a mechanism to use your deposit money to bail-in a failing bank, like what happened in Cyprus a short time ago.

January 3, 2015
In-depth topic: Bank bail-in
Finance & Economy

Germany’s Energy Transition – A Progress Report

A progress report on Germany’s efforts to transition from fossil and nuclear fuels shows impressive gains in solar and wind energy. At the same time, the road to a completely fossil fuels free power grid remains daunting.

December 30, 2014
In-depth topic: Renewable energy
Energy

Municipal New Subdivsion Project Financial Analysis – A Case Study

A real life example is used to illustrate how the discipline of a business case analysis can and should be applied to determine the implications of a new development project to the finance of a municipality.

December 16, 2014
In-depth topic: Urban planning
Urban development

Tight Oil’s First Domino

The tight oil revolution is brought on by cheap debt and leverage. Should it unravel one day, then it would not be surprising that the first domino to fall will likely be from the capital markets.

December 13, 2014
In-depth topic: Tight oil Shale gas
Energy

A Nightmare Price Scenario for Tight Oil

In a what-if analysis, Deutsche Bank calculates the price threshold of oil below which would not only cause catastrophic events in the high yield bond market where tight oil companies raise their capital, but also send a shock wave across the entire high yield bond segment.

November 27, 2014
In-depth topic: Tight oil Shale gas
Energy

The Oil Depletion Spiral Revisited

The slump in oil prices is especially problematic for the tight oil industry which is dependent on cheap debt. Oil prices hovering around $80, if sustained, do not bode well with future supply of the liquid fuels.

November 18, 2014
In-depth topic: Peak oil
Energy

Solar Industry Crosses Payback Milestone

Thanks to the stunning drop in the cost and energy input required in its manufacturing process, the energy payback times of solar PV systems have shrunk so dramatically that mass adoption of this renewable energy source is at hand.

November 15, 2014
In-depth topic: Renewable energy
Energy

Maple Ridge 2014 Election: Suburban Sprawl Candidates Survey

In light of the fact that the issue of suburban sprawl has surfaced again as one of the important election issues in Maple Ridge, BC, a questionnaire has been put together asking all mayoral and council candidates to state their level of agreement to t …

November 6, 2014
Urban development

EROEI and the Energy Cliff

Our society, the complexity of which is built upon a large surplus of net energy, will experience the effects of the energy curve and potentially even the energy cliff as the quality of our energy sources continues to degrade.

November 4, 2014
In-depth topic: Peak oil
Energy

Suburban Sprawl Adds Salt To Maple Ridge’s Infrastructure Deficit Wounds

In a growing city such as Maple Ridge, BC, leapfrogging suburban developments are adding more inventories to the city’s asset base and making its infrastructure deficit worse than it already is.

October 13, 2014
In-depth topic: Urban planning
Urban development